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Posted on 02/10/2022 16:32
Federal Government regulates rules for the renegotiation of Fies debts
The start of negotiations to settle the debts is scheduled for March 7 this year - Photo: João Bittar/MEC
The Federal Government regulates, this Thursday (10/02), the Provisional Measure (MP) nº 1.090, which establishes the rules for the renegotiation of debts of Student Financing contracts (FIES), signed until 2017. The purpose of the measure is reduce the default of the loan portfolio and guarantee the sustainability of the fund. The start of negotiations to settle the debts is scheduled for March 7 this year.
Currently, of the 2.6 million active contracts, formalized until 2017, more than 2 million are in the discharge phase, with a debt balance of R$ 87.2 billion. Of these, more than one million students are in default, that is, more than 90 days late in payment. This represents a 51.7% default rate and amounts to R$9 billion in unpaid installments.
For students who have debts that are 90 to 360 days late, the measure provides for a 12% discount on the outstanding balance, exemption from interest and fines and payment in up to 150 installments.
For defaults of more than 360 days, the MP provides for a discount of 86.5% on the outstanding balance. If the student is enrolled in CadÚnico or is a beneficiary of Emergency Aid, the discount will be 92%. In addition, the balance of this debt can be paid in up to ten installments.
Banco do Brasil and Caixa Econômica Federal, Fies' financial agents, will make available, through various means, the renegotiation of debts. To have the name removed from the restrictive credit registers, the beneficiaries must pay the down payment at the time of renegotiation, corresponding to the first installment. The minimum amount of the installment is R$ 200. The operation can be carried out in full through the service channels provided by the financial agents.
Renegotiation in the Cashier
As of March 7, around 800,000 students, whose average debt is R$35,000, will be able to renegotiate their contracts 100% digitally.
Interested parties can consult the site sifesweb.caixa.gov.br to verify whether or not they can request renegotiation in accordance with the established rules.
After the opening of the adhesion period, on March 7, and after confirming their compliance with the rules and simulating the renegotiation, interested parties will generate a slip for payment of the first installment or, if they choose to settle in one go, of the single installment.
For more information, students can access www.caixa.gov.br/fies or call 0800 726 0101.
Renegotiation at Banco do Brasil
At Banco do Brasil, more than 500 thousand students will be able to renegotiate FIES installments in arrears, digitally, in the bank's application.
To join the mobile channel renegotiation, simply access the Debt Solutions option and click on Fies Renegotiation. Through the solution, the student will be able to verify if he is part of the target audience, the options available for debt settlement or installment, the discounts granted, as well as the entry values ??and other installments.
In addition to mobile, hiring can also be carried out at any BB branch, with the same conditions.
Customers can obtain more information through the BB App, www.bb.com.br portal, WhatsApp (61-4004-0001) and BB Customer Service (0800-729-0001).
With information from the Ministry of Education


Mr. Alessandro Jacob speaking about Brazilian Law on "International Bar Association" conference

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